MVP — Now in Beta

Building
tomorrow's
investors
today.

CubVest helps children learn money management through real-world saving, investing, and spending experiences — guided by parents every step of the way.

ZN
Zara's Total Savings
R2,450
↑ R180 this month · Great work! 🎉
Active Goals
🚲
New Bicycle
72%
🎮
Gaming Console
38%
💰Save
📈Invest
🎯Goals
Parent Dashboard
R850 / mo
Allowance scheduled ✓
Savings streak
14 weeks 🔥
Keep it up, Zara!
5–17
Age range
Beta
Current stage
7
Core features
iOS + Android
Platforms
Free
Beta access
How it works

Two wallets.
One family.

CubVest gives parents full visibility and control while children experience real financial independence — in a safe, guided environment.

Parent Wallet 👨‍👩‍👧
Top-up, schedule allowances, set spending limits, and monitor every transaction in real time.
Monthly allowanceR850 / month
Spending limit setR200 / week
Total saved by childR2,450
Investment portfolioR400 (+8.2%)
Child Wallet 🌟
Zara sees her balance, tracks her savings goals, and learns the value of money — her own way.
Current balanceR2,450
Bicycle goal progress72% complete
Savings streak14 weeks 🔥
Money lessons done8 of 12
⏰ Allowance Scheduler

Set weekly or monthly transfers automatically. CubVest handles the timing — you handle the teaching.

🎯 Savings Goals

Children create goals and watch progress build — turning abstract money lessons into real motivation and achievement.

👨‍👩‍👧 Family Dashboard

One view for the whole family. Track all children, manage wallets, and celebrate milestones together.

Before the eyebrow hide
Everything included

Seven features.
One powerful platform.

Every feature is designed to teach through doing — real money habits built in small, consistent steps.

👛
Parent Wallet

Full control over funding, limits, and approvals. Top up once and automate everything else. Real-time notifications for every transaction your child makes.

🐾
Child Wallet

A child-friendly interface showing balance, goals, and spending history. Designed to make money feel tangible and understandable for every age group.

⏰
Allowance Scheduler

Set it once — weekly, bi-weekly, or monthly transfers happen automatically. Tie allowances to chores or achievements to reinforce good habits.

🎯
Savings Goals

Children create visual savings goals for things they genuinely want. Watching progress grow builds patience, discipline, and the joy of delayed gratification.

📈
Investment Learning

Age-appropriate investment modules introduce concepts like compound interest, risk, and returns. Simulated portfolios let older children practice before real stakes.

🔒
Spending Controls

Set category limits, require approval for purchases over a threshold, and block certain merchant types. Safety and trust, built into every transaction.

The numbers

Children who save
early, win later.

💡
Habit formation starts young
Financial habits formed before age 12 are significantly more likely to persist into adulthood, shaping a lifetime of money decisions.
📊
Compound interest is a superpower
A child who saves R100/month from age 10 at 8% annual growth has R180,000+ by age 30 — before they even start working full time.
🎓
Learning by doing
CubVest turns abstract money concepts into real experiences — because children learn money best when they manage it themselves, safely.
Zara's savings growth
Over 8 months on CubVest
R2,450
↑ 145% total growth
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
R180
Monthly avg saved
14 wks
Savings streak
8
Lessons completed
72%
Bicycle goal reached
Pricing

Simple, honest pricing.

Start free during beta. All paid plans include every feature — no hidden fees, no pay-per-child surprises.

Free Forever
Seedling
R0
per family / month

Perfect for families just starting their financial literacy journey.

  • 1 child wallet
  • Allowance scheduler
  • Basic savings goals (2 active)
  • Spending notifications
  • 5 learning modules
Start Free
Schools & Clubs
Institution
Custom
per term

For schools, after-care centres, and youth organisations building financial literacy at scale.

  • Unlimited student wallets
  • Curriculum-aligned modules
  • Teacher & admin dashboard
  • Progress reporting
  • Branded experience
  • Dedicated support
Contact Us
Beta access

Try CubVest today.

We're in active beta — download the app and help us build the best financial literacy platform for African families.

🤖
Android APK
Direct download · v0.8.2 Beta
🍎
iOS TestFlight
Apple TestFlight · Limited spots
📋
Join Waitlist
Get notified at launch

Beta is free. Your feedback shapes the final product.

Questions

Frequently asked.

What age is CubVest designed for? +
CubVest is designed for children aged 5 to 17. The interface and learning modules adapt to age — younger children get simpler, visual goal-setting, while teenagers get access to investment simulation and more complex budgeting tools.
Is real money involved? +
Yes — and that's the point. CubVest works with real money within a fully controlled, parent-supervised environment. Parents top up the family wallet and control all fund flows. Children experience real financial decisions with real consequences — but always within the guardrails parents set.
How safe is my family's money? +
Security is our highest priority. CubVest uses bank-grade encryption, two-factor authentication, and all funds are held with licensed financial partners. Parent approval is required for any movement of funds above set thresholds.
Can I link CubVest to my bank account? +
Bank linking is coming in v1.0. During beta, parents top up wallets manually via EFT or card payment. Full bank integration with major South African banks is planned for our public launch.
Is the beta really free? +
Yes, completely free. Beta users get full access to all features at no cost. Your feedback directly influences the product before we launch paid plans. Beta users also get a guaranteed discount when paid plans go live.
Early access

Join the CubVest
waitlist.

Be among the first families to raise financially literate children. Beta spots are limited.

✓ You're on the list! We'll be in touch soon.